How to Handle a Truck Accident Claim in Illinois

 Posted on September 27, 2024 in Truck Accidents

Truck accidents are often traumatic and overwhelming experiences, especially with the complexities surrounding liability and insurance claims. If you find yourself in this situation in Illinois, a knowledgeable lawyer will be instrumental in guiding you through the process. The following is a step-by-step guide to help you navigate a truck accident claim effectively.

Step #1 – Ensure Safety and Health First

Before diving into the claims process, you must:

• Prioritize the safety and health of yourself and others.

• Ensure that you and any passengers receive prompt medical attention for injuries. Even if you and others feel your injuries are minor, get checked out by a medical professional anyway. Failing to receive medical attention will make pursuing compensation related to the accident more difficult.

Step #2 – Gather Evidence at the Accident Scene

If you can, gather evidence of the accident scene. This includes:

• Photos of the vehicles involved, as well as any visible damage or injuries.

• Witness contact information for those who saw the accident occur.

• Police report details, as they can provide critical information about the circumstances surrounding the accident.

This evidence can be invaluable in establishing fault and proving your claim.

Step #3 – Consider Legal Representation Early On

Given the complexity of truck accident claims, especially with potential liabilities involving trucking companies, it is advisable to contact a personal injury lawyer as soon as possible after the accident. An experienced lawyer can:

• Provide immediate legal advice.

• Help you gather evidence and navigate the complexities of the case.

• Communicate with the insurance company.

Step #4 – Notify Your Insurance Company

After promptly obtaining legal counsel, contact your insurance company. With guidance from your lawyer, you can:

• Communicate honestly with your insurance company without admitting fault or giving away information hurtful to your case.

• Provide basic details of the accident and what happened. Your wording must be strategic, as saying the wrong thing may hurt your case.

Step #5 – Discuss Illinois Laws and Regulations with Your Lawyer

Illinois follows a comparative negligence system and a strict statute of limitations system, meaning that:

• If you are found to be more than 50 percent at fault, you may not be able to recover damages.

• You must file an accident claim within two years from the date of the accident.

Contact Our Joliet, IL Truck Accident Lawyer

Handling a truck accident claim in Illinois can be stressful, but by ensuring safety and obtaining medical treatment, gathering evidence, contacting a lawyer, and understanding your legal obligations, you can navigate this process with confidence. For legal help in your injury claim, contact the Kendall County, IL truck accident attorneys at Schwartz Injury Law by calling 708-888-2160 and schedule your complimentary consultation today.